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Laka bike Insurance

Planet X have partnered with Laka to provide you with specialist cycling insurance for you and your new bike.

GET YOUR 30 DAYS OF LAKA INSURANCE

We've partnered with award winning cycle insurer Laka


Insure your bike like never before with Laka. Voted 'Best Cycle Insurance Provider' for seven years running, Laka has challenged the traditional insurance model with a collective-driven bicycle insurance subscription to make insurance fair, not fixed.

Laka's got your back with expert in-house claims processing and outstanding service for the ultimate peace of mind.



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Discover a new way to insure your bicycle

Forget everything you know about insurance and discover Laka's collective insurance!


The collective is a group of enthusiastic cyclists, connected by a shared passion for cycling. Just like other insurers, Laka do the necessary checks to prevent fraudulent claims and it is also in the interest of everyone within the collective to handle their bicycle as well as possible.

Laka's collective coverage means that the costs of the claims in The Collective are distributed monthly among all cyclists. If there are fewer claims in a month, then you (and the rest of the collective) pay less. Fair enough!

What’s included?

Choose from 2 cover options, both with an in-house claims team that will get you back on the road, fast.
Core:
  •  Theft at home and on the go (including mugging)
  •  Third-party cycling liability
  •  Legal assistance
  •  Sportives & events
  •  Bike rental
  •  Cycling discounts
  •  50% Multi-bike discount
  •  No depreciation
GET A QUOTE
Complete:
  •  Theft at home and on the go (including mugging)
  •  Third-party cycling liability
  •  Legal assistance
  •  Sportives & events
  •  Bike rental
  •  Cycling discounts
  •  50% Multi-bike discount
  •  No depreciation
  •  Crash & accidental damage cover
  •  Emergency cash
GET A QUOTE
Core:
  •  Theft at home and on the go (including mugging)
  •  Third-party cycling liability
  •  Legal assistance
  •  Sportives & events
  •  Bike rental
  •  Cycling discounts
  •  50% Multi-bike discount
  •  No depreciation
GET A QUOTE
Complete:
  •  Theft at home and on the go (including mugging)
  •  Third-party cycling liability
  •  Legal assistance
  •  Sportives & events
  •  Bike rental
  •  Cycling discounts
  •  50% Multi-bike discount
  •  No depreciation
  •  Crash & accidental damage cover
  •  Emergency cash
GET A QUOTE
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WHAT IT MEANS TO BE BACKED BY LAKA

Fair, not fixed
We won't charge you a fixed sum. Instead we calculate your monthly contributions - up to a max capped amount - based on The Collective's claims.
Top notch claims experience
If things go bad, Laka has got your back. Claims are handled by experts with no depreciation or excess on bike claims. Laka's claims process is straightforward and stress-free. They're dedicated to getting you back on the road as quickly as possible.
Never tied down
We're over 12 month contracts. Meaning if you want to upgrade, add travel / racing, or pause you can. Anytime.
Fair, not fixed
We won't charge you a fixed sum. Instead we calculate your monthly contributions - up to a max capped amount - based on The Collective's claims.
Top notch claims experience
If things go bad, Laka has got your back. Claims are handled by experts with no depreciation or excess on bike claims. Laka's claims process is straightforward and stress-free. They're dedicated to getting you back on the road as quickly as possible.
Never tied down
We're over 12 month contracts. Meaning if you want to upgrade, add travel / racing, or pause you can. Anytime.
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Need help? Use the form below to get in touch.